What Is Generational Wealth — and How Do You Start Building It Today?
When we talk about generational wealth, it can sound like something reserved for billionaires or trust fund babies.
But here’s the truth: you don’t need to come from money to build a legacy.
At VestNow, we believe every woman has the right to create financial security—not just for herself, but for those she loves. Whether you’re starting from scratch or already a few steps ahead, building generational wealth starts with intention, knowledge, and action.
🧬 First of All, What Is Generational Wealth?
Generational wealth is any kind of asset or resource passed from one generation to the next. This includes:
💰 Money (cash savings, investments)
🏠 Real estate (homes, land)
🏢 Businesses
🎓 Education access (scholarships, tuition support)
🧠 Financial knowledge (how to budget, invest, negotiate)
It’s not just about leaving money—it’s about breaking cycles, creating stability, and passing down opportunity.
👩🏽🍼 Why It Matters (Especially for Women)
Historically, women—especially women in Latin America and women of color globally—have had less access to wealth-building tools and financial education.
But when we create wealth, we don’t just keep it—we share it.
We lift families. We support our communities. We rewrite futures.
When you build wealth, you’re not being selfish.
You’re being strategic. You’re being powerful. You’re being revolutionary.
🧱6 Steps to Start Building Generational Wealth—Starting Now
You don’t need to wait until you’re rich. You can start today.
1. Get Clear on What You Want to Pass Down
Ask yourself:
What do I want my children (or younger siblings, nieces, or godchildren) to inherit?
What do I wish I had known earlier about money?
What systems do I want to break in my family?
Mindset first. Legacy next.
2. Start With a Budget That Reflects Your Values
If you’re not tracking what comes in and what goes out, wealth will slip through your fingers.
📝 Use the VestNow Financial Planner to organize your income, expenses, savings goals, and more.
Align your budget with your values. That’s where real power starts.
3. Build an Emergency Fund (Even a Small One)
Life happens. And nothing threatens wealth like unexpected debt.
💡 Start small: Aim for $300–$500 USD (or equivalent in your currency) to protect your future self—and your family.
4. Teach Financial Confidence to the Next Generation
Even if you don’t have kids, your voice matters. Share what you’re learning.
👧🏽 Talk about budgeting, saving, negotiating—openly and often.
5. Invest in Yourself First
Legacy starts with you thriving.
That might mean:
Negotiating your salary
Upskilling with courses
Healing your relationship with money
Prioritizing your mental and physical health
A strong woman creates strong futures.
6. Create or Contribute to a Legacy Asset
Here are just a few ways to plant wealth seeds:
Start a long-term savings or investment account
Buy property, even if it's small
Start a side hustle or small business
Share financial knowledge with your family
🎁 Remember: Knowledge itself is wealth.
💬 Final Thought
Generational wealth isn’t just a concept for the ultra-rich.
It’s you deciding to learn, save, share, and invest—starting with what you have, right now.
It’s you breaking cycles. It’s you building bridges. It’s you saying, “It gets to be different for me.”
💜 Ready to Start?
Download our Free Financial Planner, join the VestNow community, and take your first step toward creating a financial legacy that lasts beyond you.